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JPM Partners Advises MFI Flex Credit on Obtaining Microcredit Financial Institution License in Montenegro

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JPM Partners has advised MFI Flex Credit on obtaining a license to operate as a microcredit financial institution from the Central Bank of Montenegro.

MFI Flex Credit is part of the MV Finance Group, which operates over 380 offices across seven countries.

According to JPM Partners, the license enables MFI Flex Credit to conduct microcredit activities in accordance with the Montenegrin Law on Financial Leasing, Factoring, Purchase of Receivables, Microcrediting, and Credit-Guarantee Operations.

The JPM Partners team included Partner Alma Djindjinovic Karadjuzoviz and Associate Dajana Drljevic.

JPM Partners at a Glance

JPM & Partners is a leading full-service commercial law firm with a 30-year legacy in Serbia and a strategic focus on Southeast Europe’s dynamic markets. With offices in Montenegro, North Macedonia and Bosnia and Herzegovina, and global connectivity through Lex Mundi, we deliver seamless cross-border services — over 80% of our work involves representing international clients in multi-jurisdictional matters.

Our integrated corporate and specialized services span mergers and acquisitions, private equity, real estate, banking and finance, tax, energy, mining, foreign investments, corporate/commercial law, competition law, restructuring, public procurement, and litigation. We also excel in emerging sectors, including environmental law, intellectual property, white-collar crime, international arbitration, labour law, and data protection, providing end-to-end solutions for complex market entries, transactions, and disputes.

By aligning our goals with those of our clients, we prioritize their success in high-stakes cross-border matters. Our teams combine deep regional expertise with global insights, guiding multinational corporations through regulatory frameworks, privatization initiatives, and strategic investments.

Consistently ranked as a top-tier firm by Chambers & Partners, The Legal 500, and IFLR1000, we are trusted for our ability to navigate the CEE/SEE region’s fast-evolving legal and business landscapes.

Committed to thought leadership, we advance industry discourse through publications, international conferences, and knowledge-sharing initiatives. At JPM & Partners, we bridge Southeast Europe’s potential with global demands, transforming complexity into an opportunity for clients seeking to thrive in competitive, cross-border environments.

Firm's website: www.jpm.law